Regarding the separate insurance policies, Plas Penrhyn and 43 Hasker Street are insured by two separate policies. "Under the terms of each of these policies the value of any single item is assessed at no more than 5% of the total sum insured under the policy, unless specially insured in a separate item."

Tylor has arranged for the Epstein bust to be insured under a separate policy for £1000 for fire or theft, though not loss or damage, for which another insurance policy for £1000 was set up.